VICTORY BANK is an FDIC-insured commercial bank headquartered in LUBBOCK, TX, established in Jan. 1, 1917, midnight. As of 2025-12-31, the bank reported total assets of $252M and total deposits of $219M. Profitability stands at 1.23% ROA and 9.49% ROE, with a net interest margin of 4.71%. CET1 capital ratio: 12.15%, well above regulatory minimums. NPL ratio: 0.03% · Texas Ratio: 0.11%.
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