BRIDGE CITY STATE BANK
BRIDGE CITY STATE BANK is an FDIC-insured commercial bank headquartered in BRIDGE CITY, TX, established in 1960. As of , the bank reported total assets of $261M and total deposits of $215M. Profitability stands at 1.27% ROA and 16.54% ROE, with a net interest margin of 3.47%. CET1 capital ratio: 19.58%, well above regulatory minimums. NPL ratio: 0.63% · Texas Ratio: 3.65%. Operates 3 domestic branches.
Capital & Liquidity
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 19.58% | 1.27% | 0.63% | 3.65% | 3.47% |
| 2025-09-30 | 19.64% | 1.20% | 0.75% | 4.57% | 3.44% |
| 2025-06-30 | 20.05% | 1.15% | 0.88% | 6.06% | 3.42% |
| 2025-03-31 | 20.01% | 1.02% | 0.32% | 3.19% | 3.28% |
| 2024-12-31 | 20.08% | 0.77% | 0.82% | 7.01% | 3.39% |
| 2024-09-30 | 22.51% | 1.06% | 1.14% | 6.17% | 3.54% |
| 2024-06-30 | 23.79% | 1.09% | 1.30% | 7.14% | 3.34% |
| 2024-03-31 | 22.91% | 1.12% | 1.32% | 7.37% | 3.35% |
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Frequently asked about BRIDGE CITY STATE BANK
What are Bridge City State Bank's total assets?
As of the Q4 2025 filing, Bridge City State Bank reported total assets of $260.8 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bridge City State Bank headquartered?
Bridge City State Bank is headquartered in BRIDGE CITY, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Bridge City State Bank founded?
Bridge City State Bank was established in 1960, per the FDIC institution directory.
Is Bridge City State Bank FDIC-insured?
Yes. Bridge City State Bank is an FDIC-insured commercial bank (FDIC Certificate #18155). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bridge City State Bank?
Bridge City State Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Bridge City State Bank's CET1 capital ratio?
Bridge City State Bank reported a Common Equity Tier 1 (CET1) capital ratio of 19.58% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Bridge City State Bank operate?
Bridge City State Bank operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Bridge City State Bank's Texas Ratio?
Bridge City State Bank's Texas Ratio is 3.65% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.