INCOMMONS BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in MEXIA, TX, established in Feb. 1, 1882, midnight. As of 2025-12-31, the bank reported total assets of $271M and total deposits of $226M. Profitability stands at 1.71% ROA and 20.37% ROE, with a net interest margin of 4.81%. CET1 capital ratio: 13.14%, well above regulatory minimums. NPL ratio: 0.04% · Texas Ratio: 3.26%. Operates 6 domestic branches.
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