BanksMAIN BANK

MAIN BANK

ALBUQUERQUE, NMSmallEst. Aug. 5, 1975, midnightFDIC #22086RSSD #430054FDIC
Latest · 2025-12-31

MAIN BANK is an FDIC-insured commercial bank headquartered in ALBUQUERQUE, NM, established in Aug. 5, 1975, midnight. As of 2025-12-31, the bank reported total assets of $251M and total deposits of $215M. Profitability stands at 2.53% ROA and 23.73% ROE, with a net interest margin of 4.67%. CET1 capital ratio: 14.60%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$251M
Deposits
$215M
Loans
$193M
Equity
$28M

Profitability

Return on Assets (ROA)2.53%
Return on Equity (ROE)23.73%
Net Interest Margin4.67%
Yield on Assets6.62%
Cost of Funds2.03%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.14%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.59%

Capital & Liquidity

CET1 Ratio14.60%
Tier 1 Capital14.60%
Total Capital Ratio15.85%
Leverage Ratio10.48%
Loan-to-Deposit89.74%

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