MAIN BANK
MAIN BANK is an FDIC-insured commercial bank headquartered in ALBUQUERQUE, NM, established in 1975. As of , the bank reported total assets of $251M and total deposits of $215M. Profitability stands at 2.53% ROA and 23.73% ROE, with a net interest margin of 4.24%. CET1 capital ratio: 14.60%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 14.60% | 2.53% | 0.00% | 0.00% | 4.24% |
| 2025-09-30 | 14.22% | 2.33% | 0.00% | 0.00% | 4.36% |
| 2025-06-30 | 14.02% | 2.00% | 0.52% | 3.36% | 4.29% |
| 2025-03-31 | 13.92% | 2.18% | 0.00% | 0.00% | 3.97% |
| 2024-12-31 | 13.42% | 1.96% | 0.00% | 1.60% | 4.01% |
| 2024-09-30 | 12.99% | 1.53% | 0.26% | 2.08% | 3.47% |
| 2024-06-30 | 12.85% | 1.36% | 0.25% | 2.18% | 3.39% |
| 2024-03-31 | 12.98% | 1.47% | 0.37% | 2.74% | 3.27% |
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Frequently asked about MAIN BANK
What are Main Bank's total assets?
As of the Q4 2025 filing, Main Bank reported total assets of $251.0 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Main Bank headquartered?
Main Bank is headquartered in ALBUQUERQUE, NM, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Main Bank founded?
Main Bank was established in 1975, per the FDIC institution directory.
Is Main Bank FDIC-insured?
Yes. Main Bank is an FDIC-insured commercial bank (FDIC Certificate #22086). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Main Bank?
Main Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Main Bank's CET1 capital ratio?
Main Bank reported a Common Equity Tier 1 (CET1) capital ratio of 14.60% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Main Bank operate?
Main Bank operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Main Bank's Texas Ratio?
Main Bank's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.