UNION STATE BANK OF HAZEN
UNION STATE BANK OF HAZEN is an FDIC-insured commercial bank headquartered in HAZEN, ND, established in 1908. As of , the bank reported total assets of $251M and total deposits of $231M. Profitability stands at 0.91% ROA and 11.92% ROE, with a net interest margin of 3.43%. CET1 capital ratio: 7.60%. NPL ratio: 1.02% · Texas Ratio: 6.63%. Operates 4 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.
Union State Bank of Hazen rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 7.60% | 0.91% | 1.02% | 6.63% | 3.43% |
| 2025-09-30 | 7.66% | 1.00% | 1.07% | 7.05% | 3.26% |
| 2025-06-30 | 6.85% | 0.88% | 1.25% | 8.98% | 3.29% |
| 2025-03-31 | 7.12% | 0.75% | 1.33% | 8.96% | 3.19% |
| 2024-12-31 | 6.31% | 0.22% | 1.02% | 7.51% | 2.99% |
| 2024-09-30 | 6.71% | 1.97% | 1.03% | 7.44% | 2.82% |
| 2024-06-30 | 6.66% | 1.11% | 1.09% | 7.55% | 2.98% |
| 2024-03-31 | 6.45% | 0.55% | 1.19% | 8.43% | 2.74% |
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Frequently asked about UNION STATE BANK OF HAZEN
What are Union State Bank of Hazen's total assets?
As of the Q4 2025 filing, Union State Bank of Hazen reported total assets of $250.6 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Union State Bank of Hazen headquartered?
Union State Bank of Hazen is headquartered in HAZEN, ND, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Union State Bank of Hazen founded?
Union State Bank of Hazen was established in 1908, per the FDIC institution directory.
Is Union State Bank of Hazen FDIC-insured?
Yes. Union State Bank of Hazen is an FDIC-insured commercial bank (FDIC Certificate #13195). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Union State Bank of Hazen?
Union State Bank of Hazen's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Union State Bank of Hazen's CET1 capital ratio?
Union State Bank of Hazen reported a Common Equity Tier 1 (CET1) capital ratio of 7.60% in its most recent quarterly filing — above the regulatory minimum but inside the capital conservation buffer.
How many branches does Union State Bank of Hazen operate?
Union State Bank of Hazen operates 4 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Union State Bank of Hazen's Texas Ratio?
Union State Bank of Hazen's Texas Ratio is 6.63% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.