VALLEY BANK OF COMMERCE is an FDIC-insured commercial bank headquartered in ROSWELL, NM, established in Feb. 1, 1978, midnight. As of 2025-12-31, the bank reported total assets of $291M and total deposits of $248M. Profitability stands at 3.59% ROA and 24.11% ROE, with a net interest margin of 6.51%. CET1 capital ratio: 23.79%, well above regulatory minimums. NPL ratio: 3.26% · Texas Ratio: 11.80%. Operates 3 domestic branches.
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