CENTINEL BANK OF TAOS
CENTINEL BANK OF TAOS is an FDIC-insured commercial bank headquartered in TAOS, NM, established in 1969. As of , the bank reported total assets of $413M and total deposits of $376M. Profitability stands at -0.12% ROA and -1.61% ROE, with a net interest margin of 3.54%. CET1 capital ratio: 23.94%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.
Capital & Liquidity
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Centinel Bank of Taos rankings
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 23.94% | -0.12% | 0.00% | 0.00% | 3.54% |
| 2025-09-30 | 25.16% | 1.97% | 0.00% | 0.00% | 3.39% |
| 2025-06-30 | 24.78% | 1.68% | 0.00% | 0.00% | 3.17% |
| 2025-03-31 | 24.59% | 1.67% | 0.00% | 0.00% | 3.12% |
| 2024-12-31 | 24.71% | 1.51% | 0.00% | 0.00% | 3.09% |
| 2024-09-30 | 24.32% | 1.70% | 0.00% | 0.00% | 3.18% |
| 2024-06-30 | 23.98% | 1.85% | 0.00% | 0.00% | 3.15% |
| 2024-03-31 | 26.13% | 1.78% | 0.00% | 0.00% | 3.08% |
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Frequently asked about CENTINEL BANK OF TAOS
What are Centinel Bank of Taos's total assets?
As of the Q4 2025 filing, Centinel Bank of Taos reported total assets of $413.2 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Centinel Bank of Taos headquartered?
Centinel Bank of Taos is headquartered in TAOS, NM, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Centinel Bank of Taos founded?
Centinel Bank of Taos was established in 1969, per the FDIC institution directory.
Is Centinel Bank of Taos FDIC-insured?
Yes. Centinel Bank of Taos is an FDIC-insured commercial bank (FDIC Certificate #19904). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Centinel Bank of Taos?
Centinel Bank of Taos's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Centinel Bank of Taos's CET1 capital ratio?
Centinel Bank of Taos reported a Common Equity Tier 1 (CET1) capital ratio of 23.94% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Centinel Bank of Taos operate?
Centinel Bank of Taos operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Centinel Bank of Taos's Texas Ratio?
Centinel Bank of Taos's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.