BANK OF VERNON, THE

BANK OF VERNON, THE is an FDIC-insured commercial bank headquartered in VERNON, AL, established in Nov. 11, 1911, midnight. As of 2025-12-31, the bank reported total assets of $415M and total deposits of $345M. Profitability stands at 0.89% ROA and 5.41% ROE, with a net interest margin of 5.18%. CET1 capital ratio: 16.31%, well above regulatory minimums. NPL ratio: 0.02% · Texas Ratio: 1.07%.