BanksBANK OF THE SOUTHWEST

BANK OF THE SOUTHWEST

ROSWELL, NMSmallEst. March 18, 1930, midnightFDIC #2247RSSD #499752FDIC
Latest · 2025-12-31

BANK OF THE SOUTHWEST is an FDIC-insured commercial bank headquartered in ROSWELL, NM, established in March 18, 1930, midnight. As of 2025-12-31, the bank reported total assets of $181M and total deposits of $164M. Profitability stands at 1.12% ROA and 11.91% ROE, with a net interest margin of 7.34%. CET1 capital ratio: 15.06%, well above regulatory minimums. NPL ratio: 0.24% · Texas Ratio: 3.83%. Operates 13 domestic branches.

Assets
$181M
Deposits
$164M
Loans
$120M
Equity
$17M

Profitability

Return on Assets (ROA)1.12%
Return on Equity (ROE)11.91%
Net Interest Margin7.34%
Yield on Assets7.35%
Cost of Funds0.01%

Asset Quality

NPL Ratio0.24%
Net Charge-Off Ratio0.08%
Texas Ratio3.83%
NPA Ratio0.39%
ACL / Loans1.03%

Capital & Liquidity

CET1 Ratio15.06%
Tier 1 Capital15.06%
Total Capital Ratio16.15%
Leverage Ratio9.17%
Loan-to-Deposit73.07%

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