BANK OF BEAVER CITY, THE
BANK OF BEAVER CITY, THE is an FDIC-insured commercial bank headquartered in BEAVER, OK, established in 1902. As of , the bank reported total assets of $180M and total deposits of $162M. Profitability stands at 1.27% ROA and 18.85% ROE, with a net interest margin of 3.74%. CET1 capital ratio: 6.78%. NPL ratio: 0.00% · Texas Ratio: 0.29%. Operates 2 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
The bank's Common Equity Tier 1 ratio is below the 7% effective floor (4.5% minimum + 2.5% conservation buffer) — triggers regulatory restrictions on dividends, buybacks, and discretionary bonuses.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
Bank of Beaver City, the rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 6.78% | 1.27% | 0.00% | 0.29% | 3.74% |
| 2025-09-30 | 6.73% | 1.21% | 0.00% | 0.61% | 3.62% |
| 2025-06-30 | 14.12% | 1.32% | 0.05% | 0.70% | 3.49% |
| 2025-03-31 | 14.04% | 1.12% | 0.05% | 0.72% | 3.25% |
| 2024-12-31 | 13.57% | 1.10% | 0.41% | 4.85% | 3.13% |
| 2024-09-30 | 13.75% | 0.54% | 0.00% | 0.27% | 2.89% |
| 2024-06-30 | 13.90% | 0.58% | 0.83% | 9.02% | 2.70% |
| 2024-03-31 | 14.19% | 0.63% | 0.92% | 10.20% | 2.59% |
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Frequently asked about BANK OF BEAVER CITY, THE
What are Bank of Beaver City, the's total assets?
As of the Q4 2025 filing, Bank of Beaver City, the reported total assets of $180.2 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bank of Beaver City, the headquartered?
Bank of Beaver City, the is headquartered in BEAVER, OK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Bank of Beaver City, the founded?
Bank of Beaver City, the was established in 1902, per the FDIC institution directory.
Is Bank of Beaver City, the FDIC-insured?
Yes. Bank of Beaver City, the is an FDIC-insured commercial bank (FDIC Certificate #11862). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Beaver City, the?
Bank of Beaver City, the's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Bank of Beaver City, the's CET1 capital ratio?
Bank of Beaver City, the reported a Common Equity Tier 1 (CET1) capital ratio of 6.78% in its most recent quarterly filing — below the well-capitalized threshold.
How many branches does Bank of Beaver City, the operate?
Bank of Beaver City, the operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Bank of Beaver City, the's Texas Ratio?
Bank of Beaver City, the's Texas Ratio is 0.29% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.