BanksPAULS VALLEY NATIONAL BANK, THE

PAULS VALLEY NATIONAL BANK, THE

PAULS VALLEY, OKSmallEst. Jan. 1, 1905, midnightFDIC #4173RSSD #454658OCC
Latest · 2025-12-31

PAULS VALLEY NATIONAL BANK, THE is an FDIC-insured commercial bank headquartered in PAULS VALLEY, OK, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $349M and total deposits of $321M. Profitability stands at 1.13% ROA and 18.31% ROE, with a net interest margin of 4.00%. CET1 capital ratio: 11.90%, well above regulatory minimums. NPL ratio: 5.68% · Texas Ratio: 46.93%. Operates 6 domestic branches.

Assets
$349M
Deposits
$321M
Loans
$209M
Equity
$22M

Profitability

Return on Assets (ROA)1.13%
Return on Equity (ROE)18.31%
Net Interest Margin4.00%
Yield on Assets5.97%
Cost of Funds1.97%

Asset Quality

NPL Ratio5.68%
Net Charge-Off Ratio0.70%
Texas Ratio46.93%
NPA Ratio3.40%
ACL / Loans1.59%

Capital & Liquidity

CET1 Ratio11.90%
Tier 1 Capital11.90%
Total Capital Ratio13.15%
Leverage Ratio9.15%
Loan-to-Deposit64.98%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required