BanksSOONER STATE BANK

SOONER STATE BANK

TUTTLE, OKSmallEst. Jan. 1, 1903, midnightFDIC #402RSSD #534756FDIC
Latest · 2025-12-31

SOONER STATE BANK is an FDIC-insured commercial bank headquartered in TUTTLE, OK, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $331M and total deposits of $284M. Profitability stands at 1.76% ROA and 14.74% ROE, with a net interest margin of 5.12%. CET1 capital ratio: 12.01%, well above regulatory minimums. NPL ratio: 0.97% · Texas Ratio: 5.26%. Operates 7 domestic branches.

Assets
$331M
Deposits
$284M
Loans
$231M
Equity
$40M

Profitability

Return on Assets (ROA)1.76%
Return on Equity (ROE)14.74%
Net Interest Margin5.12%
Yield on Assets6.90%
Cost of Funds1.87%

Asset Quality

NPL Ratio0.97%
Net Charge-Off Ratio0.01%
Texas Ratio5.26%
NPA Ratio0.68%
ACL / Loans1.26%

Capital & Liquidity

CET1 Ratio12.01%
Tier 1 Capital12.01%
Total Capital Ratio12.61%
Leverage Ratio12.64%
Loan-to-Deposit81.13%

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