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None is an FDIC-insured commercial bank. As of , the bank reported total assets of $190M and total deposits of $162M. Profitability stands at 3.08% ROA and 23.02% ROE, with a net interest margin of 5.22%. CET1 capital ratio: 13.73%, well above regulatory minimums. NPL ratio: 0.20% · Texas Ratio: 0.99%. Operates 4 domestic branches.

Assets
$190M
Deposits
$162M
Loans
$141M
Equity
$26M

This is just the summary.

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

Uninsured deposits at 75.9% of total — SVB-style run-risk profileWhat does this mean? →

Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.

Quarterly trend — last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2025-12-3113.73%3.08%0.20%0.99%5.22%
2025-09-3013.01%2.83%0.02%0.10%5.10%
2025-06-3012.88%2.49%0.02%0.10%5.02%
2025-03-3112.32%2.27%0.02%0.09%4.71%
2024-12-3112.23%2.53%0.04%0.21%4.71%
2024-09-3012.09%2.04%0.10%0.52%4.67%
2024-06-3011.65%2.18%0.10%0.52%4.62%
2024-03-3111.25%1.92%0.47%2.62%4.29%