FIRST STATE BANK is an FDIC-insured commercial bank headquartered in IRVINGTON, KY, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $367M and total deposits of $315M. Profitability stands at 1.78% ROA and 16.82% ROE, with a net interest margin of 4.60%. CET1 capital ratio: 15.79%, well above regulatory minimums. NPL ratio: 0.04% · Texas Ratio: 0.28%. Operates 3 domestic branches.
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