Skip to main content
BanksPLATTE VALLEY BANK

PLATTE VALLEY BANK

TORRINGTON, WYMediumEst. Jan 1, 1925FDIC #5442RSSD #580155FED
Latest ·

PLATTE VALLEY BANK is an FDIC-insured commercial bank headquartered in TORRINGTON, WY, established in 1925. As of , the bank reported total assets of $783M and total deposits of $662M. Profitability stands at 1.86% ROA and 20.37% ROE, with a net interest margin of 5.34%. CET1 capital ratio: 9.10%. NPL ratio: 0.30% · Texas Ratio: 2.93%. Operates 6 domestic branches.

Assets
$783M
Deposits
$662M
Loans
$664M
Equity
$72M

This is just the summary.

The full dashboard covers 4,394 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required

Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

Uninsured deposits at 63.0% of total — meaningful run-risk exposureWhat does this mean? →

More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.

Loan-to-Deposit at 100.3% — loans exceed deposit baseWhat does this mean? →

Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.

Quarterly trend — last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2025-12-319.10%1.86%0.30%2.93%5.34%
2025-09-308.87%1.41%0.32%2.84%5.19%
2025-06-308.94%1.27%0.33%2.73%5.13%
2025-03-318.84%1.27%0.31%2.73%4.73%
2024-12-318.73%1.12%0.35%3.02%4.75%
2024-09-308.85%1.30%0.48%3.91%4.39%
2024-06-308.74%0.85%0.50%4.23%4.54%
2024-03-318.51%0.55%1.17%10.01%4.13%

Frequently asked about PLATTE VALLEY BANK

What are Platte Valley Bank's total assets?

As of the Q4 2025 filing, Platte Valley Bank reported total assets of $783.1 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Platte Valley Bank headquartered?

Platte Valley Bank is headquartered in TORRINGTON, WY, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Platte Valley Bank founded?

Platte Valley Bank was established in 1925, per the FDIC institution directory.

Is Platte Valley Bank FDIC-insured?

Yes. Platte Valley Bank is an FDIC-insured commercial bank (FDIC Certificate #5442). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Platte Valley Bank?

Platte Valley Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Platte Valley Bank's CET1 capital ratio?

Platte Valley Bank reported a Common Equity Tier 1 (CET1) capital ratio of 9.10% in its most recent quarterly filing — above the regulatory minimum but inside the capital conservation buffer.

How many branches does Platte Valley Bank operate?

Platte Valley Bank operates 6 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Platte Valley Bank's Texas Ratio?

Platte Valley Bank's Texas Ratio is 2.93% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.