Banks IVES BANK

IVES BANK

DANBURY, CT Large Est. June 26, 1849, midnight FDIC #15912 RSSD #626101 FDIC
Latest · 2025-12-31

IVES BANK is an FDIC-insured commercial bank headquartered in DANBURY, CT, established in June 26, 1849, midnight. As of 2025-12-31, the bank reported total assets of $1.7B and total deposits of $1.4B. Profitability stands at 1.13% ROA and 8.57% ROE, with a net interest margin of 3.49%. CET1 capital ratio: 13.05%, well above regulatory minimums. NPL ratio: 1.44% · Texas Ratio: 8.40%.

Assets
$1.7B
Deposits
$1.4B
Loans
$1.4B
Equity
$223M

Profitability

Return on Assets (ROA)1.13%
Return on Equity (ROE)8.57%
Net Interest Margin3.49%
Yield on Assets5.63%
Cost of Funds2.30%

Asset Quality

NPL Ratio1.44%
Net Charge-Off Ratio-0.04%
Texas Ratio8.40%
NPA Ratio1.20%
ACL / Loans1.29%

Capital & Liquidity

CET1 Ratio13.05%
Tier 1 Capital13.05%
Total Capital Ratio13.70%
Leverage Ratio13.61%
Loan-to-Deposit103.58%

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