BanksTHE SECURITY NATIONAL BANK OF SIOUX CITY, IOWA

THE SECURITY NATIONAL BANK OF SIOUX CITY, IOWA

SIOUX CITY, IALargeEst. Jan. 1, 1884, midnightFDIC #4506RSSD #418249OCC
Latest · 2025-12-31

THE SECURITY NATIONAL BANK OF SIOUX CITY, IOWA is an FDIC-insured commercial bank headquartered in SIOUX CITY, IA, established in Jan. 1, 1884, midnight. As of 2025-12-31, the bank reported total assets of $1.7B and total deposits of $1.3B. Profitability stands at 1.36% ROA and 11.48% ROE, with a net interest margin of 3.39%. CET1 capital ratio: 11.84%, well above regulatory minimums. NPL ratio: 0.43% · Texas Ratio: 2.30%. Operates 10 domestic branches.

Assets
$1.7B
Deposits
$1.3B
Loans
$1.2B
Equity
$200M

Profitability

Return on Assets (ROA)1.36%
Return on Equity (ROE)11.48%
Net Interest Margin3.39%
Yield on Assets5.08%
Cost of Funds1.92%

Asset Quality

NPL Ratio0.43%
Net Charge-Off Ratio0.00%
Texas Ratio2.30%
NPA Ratio0.30%
ACL / Loans1.51%

Capital & Liquidity

CET1 Ratio11.84%
Tier 1 Capital11.84%
Total Capital Ratio12.43%
Leverage Ratio12.38%
Loan-to-Deposit86.55%

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