BanksPLUMAS BANK

PLUMAS BANK

QUINCY, CALargeEst. Dec. 13, 1980, midnightFDIC #23275RSSD #670467FED
Latest · 2025-12-31

PLUMAS BANK is an FDIC-insured commercial bank headquartered in QUINCY, CA, established in Dec. 13, 1980, midnight. As of 2025-12-31, the bank reported total assets of $2.2B and total deposits of $1.8B. Profitability stands at 2.03% ROA and 17.03% ROE, with a net interest margin of 5.15%. CET1 capital ratio: 14.81%, well above regulatory minimums. NPL ratio: 1.00% · Texas Ratio: 5.23%. Operates 16 domestic branches.

Assets
$2.2B
Deposits
$1.8B
Loans
$1.5B
Equity
$273M

Profitability

Return on Assets (ROA)2.03%
Return on Equity (ROE)17.03%
Net Interest Margin5.15%
Yield on Assets6.01%
Cost of Funds0.96%

Asset Quality

NPL Ratio1.00%
Net Charge-Off Ratio0.03%
Texas Ratio5.23%
NPA Ratio0.68%
ACL / Loans1.32%

Capital & Liquidity

CET1 Ratio14.81%
Tier 1 Capital14.81%
Total Capital Ratio16.04%
Leverage Ratio11.11%
Loan-to-Deposit83.33%

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