PROFILE BANK
PROFILE BANK is an FDIC-insured commercial bank headquartered in ROCHESTER, NH, established in 1907. As of , the bank reported total assets of $314M and total deposits of $276M. Profitability stands at 0.14% ROA and 1.57% ROE, with a net interest margin of 3.03%. CET1 capital ratio: 15.76%, well above regulatory minimums. NPL ratio: 0.39% · Texas Ratio: 2.70%. Operates 5 domestic branches.
Capital & Liquidity
This is just the summary.
The full dashboard covers 4,394 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.
No credit card required
Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
Profile Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 15.76% | 0.14% | 0.39% | 2.70% | 3.03% |
| 2025-09-30 | 16.53% | 0.32% | 0.38% | 2.49% | 2.92% |
| 2025-06-30 | 16.72% | 0.04% | 0.32% | 2.05% | 2.74% |
| 2025-03-31 | 17.00% | -0.10% | 0.17% | 1.08% | 2.54% |
| 2024-12-31 | 17.13% | -0.09% | 0.00% | 0.00% | 2.53% |
| 2024-09-30 | 17.09% | 0.11% | 0.03% | 0.16% | 2.53% |
| 2024-06-30 | 16.46% | -0.06% | 0.00% | 0.00% | 2.30% |
| 2024-03-31 | 17.24% | -0.05% | 0.08% | 0.46% | 2.36% |
Similar banks
Frequently asked about PROFILE BANK
What are Profile Bank's total assets?
As of the Q4 2025 filing, Profile Bank reported total assets of $314.2 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Profile Bank headquartered?
Profile Bank is headquartered in ROCHESTER, NH, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Profile Bank founded?
Profile Bank was established in 1907, per the FDIC institution directory.
Is Profile Bank FDIC-insured?
Yes. Profile Bank is an FDIC-insured commercial bank (FDIC Certificate #28155). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Profile Bank?
Profile Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Profile Bank's CET1 capital ratio?
Profile Bank reported a Common Equity Tier 1 (CET1) capital ratio of 15.76% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Profile Bank operate?
Profile Bank operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Profile Bank's Texas Ratio?
Profile Bank's Texas Ratio is 2.70% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.