BanksSALEM CO-OPERATIVE BANK

SALEM CO-OPERATIVE BANK

SALEM, NHMediumEst. Jan. 1, 1922, midnightFDIC #27824RSSD #670878FDIC
Latest · 2025-12-31

SALEM CO-OPERATIVE BANK is an FDIC-insured commercial bank headquartered in SALEM, NH, established in Jan. 1, 1922, midnight. As of 2025-12-31, the bank reported total assets of $572M and total deposits of $400M. Profitability stands at 0.27% ROA and 2.49% ROE, with a net interest margin of 2.32%. CET1 capital ratio: 17.94%, well above regulatory minimums. NPL ratio: 0.26% · Texas Ratio: 1.88%. Operates 2 domestic branches.

Assets
$572M
Deposits
$400M
Loans
$479M
Equity
$64M

Profitability

Return on Assets (ROA)0.27%
Return on Equity (ROE)2.49%
Net Interest Margin2.32%
Yield on Assets4.92%
Cost of Funds2.73%

Asset Quality

NPL Ratio0.26%
Net Charge-Off Ratio0.06%
Texas Ratio1.88%
NPA Ratio0.22%
ACL / Loans0.62%

Capital & Liquidity

CET1 Ratio17.94%
Tier 1 Capital17.94%
Total Capital Ratio18.77%
Leverage Ratio11.64%
Loan-to-Deposit119.88%

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