EASTERN MICHIGAN BANK is an FDIC-insured commercial bank headquartered in CROSWELL, MI, established in Dec. 4, 1895, midnight. As of 2025-12-31, the bank reported total assets of $572M and total deposits of $475M. Profitability stands at -4.04% ROA and -30.36% ROE, with a net interest margin of -11.51%. CET1 capital ratio: 15.69%, well above regulatory minimums. NPL ratio: 0.50% · Texas Ratio: 1.04%.
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