BanksFARMERS BANK OF NORTHERN MISSOURI

FARMERS BANK OF NORTHERN MISSOURI

UNIONVILLE, MOMediumEst. June 1, 1901, midnightFDIC #4539RSSD #303952FED
Latest · 2025-12-31

FARMERS BANK OF NORTHERN MISSOURI is an FDIC-insured commercial bank headquartered in UNIONVILLE, MO, established in June 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $567M and total deposits of $479M. Profitability stands at 0.80% ROA and 6.82% ROE, with a net interest margin of 3.76%. CET1 capital ratio: 11.09%, well above regulatory minimums. NPL ratio: 0.18% · Texas Ratio: 0.79%. Operates 10 domestic branches.

Assets
$567M
Deposits
$479M
Loans
$310M
Equity
$66M

Profitability

Return on Assets (ROA)0.80%
Return on Equity (ROE)6.82%
Net Interest Margin3.76%
Yield on Assets5.46%
Cost of Funds1.78%

Asset Quality

NPL Ratio0.18%
Net Charge-Off Ratio0.01%
Texas Ratio0.79%
NPA Ratio0.10%
ACL / Loans1.21%

Capital & Liquidity

CET1 Ratio11.09%
Tier 1 Capital11.09%
Total Capital Ratio11.65%
Leverage Ratio13.06%
Loan-to-Deposit64.83%

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