BanksMOUNTAIN VALLEY BANK

MOUNTAIN VALLEY BANK

WALDEN, COMediumEst. Feb. 21, 1955, midnightFDIC #17411RSSD #475653FED
Latest · 2025-12-31

MOUNTAIN VALLEY BANK is an FDIC-insured commercial bank headquartered in WALDEN, CO, established in Feb. 21, 1955, midnight. As of 2025-12-31, the bank reported total assets of $562M and total deposits of $453M. Profitability stands at 1.10% ROA and 10.82% ROE, with a net interest margin of 4.00%. CET1 capital ratio: 9.81%. NPL ratio: 0.20% · Texas Ratio: 1.28%. Operates 7 domestic branches.

Assets
$562M
Deposits
$453M
Loans
$406M
Equity
$57M

Profitability

Return on Assets (ROA)1.10%
Return on Equity (ROE)10.82%
Net Interest Margin4.00%
Yield on Assets5.89%
Cost of Funds1.94%

Asset Quality

NPL Ratio0.20%
Net Charge-Off Ratio0.03%
Texas Ratio1.28%
NPA Ratio0.14%
ACL / Loans1.16%

Capital & Liquidity

CET1 Ratio9.81%
Tier 1 Capital9.81%
Total Capital Ratio10.30%
Leverage Ratio10.18%
Loan-to-Deposit89.60%

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