BanksUNITED BANK OF UNION

UNITED BANK OF UNION

UNION, MOMediumEst. March 22, 1934, midnightFDIC #14334RSSD #562058FDIC
Latest · 2025-12-31

UNITED BANK OF UNION is an FDIC-insured commercial bank headquartered in UNION, MO, established in March 22, 1934, midnight. As of 2025-12-31, the bank reported total assets of $562M and total deposits of $463M. Profitability stands at 1.44% ROA and 17.80% ROE, with a net interest margin of 4.19%. CET1 capital ratio: 8.13%. NPL ratio: 2.54% · Texas Ratio: 21.95%. Operates 3 domestic branches.

Assets
$562M
Deposits
$463M
Loans
$459M
Equity
$47M

Profitability

Return on Assets (ROA)1.44%
Return on Equity (ROE)17.80%
Net Interest Margin4.19%
Yield on Assets6.51%
Cost of Funds2.34%

Asset Quality

NPL Ratio2.54%
Net Charge-Off Ratio0.21%
Texas Ratio21.95%
NPA Ratio2.08%
ACL / Loans1.44%

Capital & Liquidity

CET1 Ratio8.13%
Tier 1 Capital8.13%
Total Capital Ratio8.53%
Leverage Ratio9.51%
Loan-to-Deposit99.21%

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