FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER
FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER is an FDIC-insured commercial bank headquartered in MCALESTER, OK, established in 1896. As of , the bank reported total assets of $564M and total deposits of $493M. Profitability stands at 1.81% ROA and 16.22% ROE, with a net interest margin of 4.26%. CET1 capital ratio: 16.18%, well above regulatory minimums. NPL ratio: 1.64% · Texas Ratio: 8.37%. Operates 6 domestic branches.
Capital & Liquidity
This is just the summary.
The full dashboard covers 4,394 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.
No credit card required
Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
First National Bank & Trust Company of Mcalester rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 16.18% | 1.81% | 1.64% | 8.37% | 4.26% |
| 2025-09-30 | 15.85% | 1.58% | 1.92% | 9.79% | 3.82% |
| 2025-06-30 | 16.32% | 1.50% | 1.90% | 9.87% | 3.64% |
| 2025-03-31 | 15.70% | 1.42% | 1.86% | 10.32% | 3.56% |
| 2024-12-31 | 15.87% | 1.15% | 1.53% | 8.63% | 3.37% |
| 2024-09-30 | 15.75% | 1.27% | 1.58% | 8.58% | 3.22% |
| 2024-06-30 | 15.13% | 1.03% | 1.26% | 7.65% | 3.14% |
| 2024-03-31 | 14.94% | 1.05% | 1.05% | 9.35% | 3.07% |
Similar banks
Frequently asked about FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER
What are First National Bank & Trust Company of Mcalester's total assets?
As of the Q4 2025 filing, First National Bank & Trust Company of Mcalester reported total assets of $564.0 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First National Bank & Trust Company of Mcalester headquartered?
First National Bank & Trust Company of Mcalester is headquartered in MCALESTER, OK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was First National Bank & Trust Company of Mcalester founded?
First National Bank & Trust Company of Mcalester was established in 1896, per the FDIC institution directory.
Is First National Bank & Trust Company of Mcalester FDIC-insured?
Yes. First National Bank & Trust Company of Mcalester is an FDIC-insured commercial bank (FDIC Certificate #4145). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First National Bank & Trust Company of Mcalester?
First National Bank & Trust Company of Mcalester's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is First National Bank & Trust Company of Mcalester's CET1 capital ratio?
First National Bank & Trust Company of Mcalester reported a Common Equity Tier 1 (CET1) capital ratio of 16.18% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does First National Bank & Trust Company of Mcalester operate?
First National Bank & Trust Company of Mcalester operates 6 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is First National Bank & Trust Company of Mcalester's Texas Ratio?
First National Bank & Trust Company of Mcalester's Texas Ratio is 8.37% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.