BanksVAST BANK, N.A.

VAST BANK, N.A.

TULSA, OKMediumEst. Feb. 16, 1982, midnightFDIC #23737RSSD #347956OCC
Latest · 2025-12-31

VAST BANK, N.A. is an FDIC-insured commercial bank headquartered in TULSA, OK, established in Feb. 16, 1982, midnight. As of 2025-12-31, the bank reported total assets of $565M and total deposits of $486M. Profitability stands at 0.93% ROA and 8.42% ROE, with a net interest margin of 3.36%. CET1 capital ratio: 14.99%, well above regulatory minimums. NPL ratio: 0.27% · Texas Ratio: 1.49%. Operates 4 domestic branches.

Assets
$565M
Deposits
$486M
Loans
$382M
Equity
$64M

Profitability

Return on Assets (ROA)0.93%
Return on Equity (ROE)8.42%
Net Interest Margin3.36%
Yield on Assets5.84%
Cost of Funds2.65%

Asset Quality

NPL Ratio0.27%
Net Charge-Off Ratio0.19%
Texas Ratio1.49%
NPA Ratio0.18%
ACL / Loans1.52%

Capital & Liquidity

CET1 Ratio14.99%
Tier 1 Capital14.99%
Total Capital Ratio16.25%
Leverage Ratio11.67%
Loan-to-Deposit78.70%

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