BanksFIRST NATIONAL BANK COLORADO

FIRST NATIONAL BANK COLORADO

LAS ANIMAS, COMediumEst. Jan. 1, 1901, midnightFDIC #3034RSSD #513256OCC
Latest · 2025-12-31

FIRST NATIONAL BANK COLORADO is an FDIC-insured commercial bank headquartered in LAS ANIMAS, CO, established in Jan. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $637M and total deposits of $540M. Profitability stands at 2.15% ROA and 20.62% ROE, with a net interest margin of 4.42%. CET1 capital ratio: 10.35%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 7 domestic branches.

Assets
$637M
Deposits
$540M
Loans
$373M
Equity
$67M

Profitability

Return on Assets (ROA)2.15%
Return on Equity (ROE)20.62%
Net Interest Margin4.42%
Yield on Assets5.88%
Cost of Funds1.51%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.81%

Capital & Liquidity

CET1 Ratio10.35%
Tier 1 Capital10.35%
Total Capital Ratio10.86%
Leverage Ratio11.64%
Loan-to-Deposit69.06%

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