Educational Federal Credit Union — Delinquency Ratio
0.44% Meets the NCUA threshold
Data as of · sourced from NCUA 5300 call reports. How we update
Educational Federal Credit Union reported a delinquency ratio of 0.44% as of Q1 2026 . The delinquency ratio is loans 60+ days past due as a percent of total loans — the headline asset-quality gauge examiners watch for a credit union.
12-Quarter Trend
Q4 2024Latest
Q1 20260.44%
Q4 20250.74%
Q3 20250.63%
Q2 20250.60%
Q1 20250.41%
Q4 20240.59%
What Delinquency Ratio Means
Loans 60+ days past due as a percent of total loans — the headline asset-quality gauge examiners watch for a credit union.
Full definition & formula →Explore more for Educational Federal Credit Union: net worth ratio · delinquency ratio · return on assets · loan-to-share · or browse all credit unions.