Educational Federal Credit Union — Net Worth Ratio
15.57% Meets the NCUA threshold
Data as of · sourced from NCUA 5300 call reports. How we update
Educational Federal Credit Union reported a net worth ratio of 15.57% as of Q1 2026 . The net worth ratio is the NCUA's primary capital-adequacy measure — net worth as a percent of total assets; 7% is 'well capitalized', under 6% is 'undercapitalized'.
12-Quarter Trend
Q4 2024Latest
Q1 202615.57%
Q4 202515.71%
Q3 202515.80%
Q2 202515.54%
Q1 202515.55%
Q4 202415.77%
What Net Worth Ratio Means
The NCUA's primary capital-adequacy measure — net worth as a percent of total assets; 7% is 'well capitalized', under 6% is 'undercapitalized'.
Full definition & formula →Explore more for Educational Federal Credit Union: net worth ratio · delinquency ratio · return on assets · loan-to-share · or browse all credit unions.