Educational Federal Credit Union — Loan-to-Share Ratio
74.48% Meets the NCUA threshold
Data as of · sourced from NCUA 5300 call reports. How we update
Educational Federal Credit Union reported a loan-to-share ratio of 74.48% as of Q1 2026 . The loan-to-share ratio is total loans as a percent of total shares (deposits) — the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.
12-Quarter Trend
Q4 2024Latest
Q1 202674.48%
Q4 202573.87%
Q3 202571.19%
Q2 202567.33%
Q1 202566.12%
Q4 202466.58%
What Loan-to-Share Ratio Means
Total loans as a percent of total shares (deposits) — the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.
Full definition & formula →Explore more for Educational Federal Credit Union: net worth ratio · delinquency ratio · return on assets · loan-to-share · or browse all credit unions.