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Banks1st Colonial Community Bank

1st Colonial Community Bank

Collingswood, NJMediumEst. Jun 29, 2000FDIC #35456RSSD #2920773FDIC
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1st Colonial Community completed a merger involving an acquired institution in February 2026. 1st Colonial Community Bank is a locally rooted FDIC-insured community bank based in Collingswood, NJ. As of Q4 2025, the bank held approximately $882M in total assets and $792M in deposits. Returns are notably above industry norms: 1.34% ROA, 14.04% ROE, and 3.43% NIM. Capital is comfortably above regulatory minimums — CET1 ratio of 15.82% sits well above the 7% well-capitalized threshold. Asset quality is solid — 1.25% nonperforming loans and a 8.30% Texas Ratio. It operates 3 branches, primarily in New Jersey.

Headquarters Profile

Address
1040 Haddon Ave, Collingswood, NJ 08108
County
Camden
Metro Area
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
2
Established
June 29, 2000
Branches
3 domestic
Employees (FTE)
92
FDIC Cert
35456
Fed RSSD
2920773
Assets
$882M
Deposits
$792M
Loans
$622M
Equity
$85M

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Quarterly trend — last 5 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2025-12-3115.82%1.34%1.25%8.30%3.43%
2025-09-3015.44%1.03%1.06%7.44%3.53%
2025-06-3016.48%1.17%1.12%7.62%3.35%
2025-03-3116.21%0.96%0.62%4.29%3.41%
2024-12-3116.25%1.44%0.57%4.06%3.47%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  2. Merger -Without Assistance
    FDIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.

Frequently asked about 1st Colonial Community Bank

What are 1st Colonial Community Bank's total assets?

As of the Q1 2026 filing, 1st Colonial Community Bank reported total assets of $881.8 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is 1st Colonial Community Bank headquartered?

1st Colonial Community Bank is headquartered in Collingswood, NJ, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was 1st Colonial Community Bank founded?

1st Colonial Community Bank was established in 2000, per the FDIC institution directory.

Is 1st Colonial Community Bank FDIC-insured?

Yes. 1st Colonial Community Bank is an FDIC-insured commercial bank (FDIC Certificate #35456). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates 1st Colonial Community Bank?

1st Colonial Community Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is 1st Colonial Community Bank's CET1 capital ratio?

1st Colonial Community Bank reported a Common Equity Tier 1 (CET1) capital ratio of 15.82% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does 1st Colonial Community Bank operate?

1st Colonial Community Bank operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is 1st Colonial Community Bank's Texas Ratio?

1st Colonial Community Bank's Texas Ratio is 8.30% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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