AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON
AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON is an FDIC-insured commercial bank headquartered in WILLISTON, ND, established in 1936. As of , the bank reported total assets of $648M and total deposits of $568M. Profitability stands at 2.89% ROA and 32.11% ROE, with a net interest margin of 3.12%. CET1 capital ratio: 21.99%, well above regulatory minimums. NPL ratio: 1.53% · Texas Ratio: 7.84%. Operates 2 domestic branches.
Capital & Liquidity
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American State Bank & Trust Company of Williston rankings
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 21.99% | 2.89% | 1.53% | 7.84% | 3.12% |
| 2025-09-30 | 20.66% | 2.58% | 1.50% | 10.51% | 3.07% |
| 2025-06-30 | 19.77% | 2.39% | 2.35% | 13.79% | 2.99% |
| 2025-03-31 | 20.75% | 2.14% | 2.43% | 13.31% | 2.91% |
| 2024-12-31 | 20.92% | 2.13% | 2.28% | 13.21% | 2.70% |
| 2024-09-30 | 20.79% | 2.24% | 1.60% | 8.52% | 2.69% |
| 2024-06-30 | 20.93% | 2.28% | 1.61% | 9.98% | 2.68% |
| 2024-03-31 | 21.72% | 2.06% | 2.13% | 12.14% | 2.44% |
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Frequently asked about AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON
What are American State Bank & Trust Company of Williston's total assets?
As of the Q4 2025 filing, American State Bank & Trust Company of Williston reported total assets of $647.5 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is American State Bank & Trust Company of Williston headquartered?
American State Bank & Trust Company of Williston is headquartered in WILLISTON, ND, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was American State Bank & Trust Company of Williston founded?
American State Bank & Trust Company of Williston was established in 1936, per the FDIC institution directory.
Is American State Bank & Trust Company of Williston FDIC-insured?
Yes. American State Bank & Trust Company of Williston is an FDIC-insured commercial bank (FDIC Certificate #15444). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates American State Bank & Trust Company of Williston?
American State Bank & Trust Company of Williston's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is American State Bank & Trust Company of Williston's CET1 capital ratio?
American State Bank & Trust Company of Williston reported a Common Equity Tier 1 (CET1) capital ratio of 21.99% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does American State Bank & Trust Company of Williston operate?
American State Bank & Trust Company of Williston operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is American State Bank & Trust Company of Williston's Texas Ratio?
American State Bank & Trust Company of Williston's Texas Ratio is 7.84% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.