ENTERPRISE BANK
ENTERPRISE BANK is an FDIC-insured commercial bank headquartered in ALLISON PARK, PA, established in 1998. As of , the bank reported total assets of $492M and total deposits of $390M. Profitability stands at 0.64% ROA and 7.83% ROE, with a net interest margin of 3.25%. CET1 capital ratio: 11.53%, well above regulatory minimums. NPL ratio: 6.31% · Texas Ratio: 100.69%. Operates 1 domestic branch.
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
A Texas Ratio above 100% means non-performing assets exceed the bank's capital and reserves. Historically correlates with elevated failure risk per the 1980s Texas banking crisis from which the ratio was named.
Non-performing loans (90+ days past due or non-accrual) exceed 3% of total loans — well above the typical community-bank range of 0.5–1.5%.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
Enterprise Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 11.53% | 0.64% | 6.31% | 100.69% | 3.25% |
| 2025-09-30 | 11.34% | 1.32% | 5.68% | 96.48% | 4.49% |
| 2025-06-30 | 11.34% | 1.26% | 3.26% | 71.38% | 3.22% |
| 2025-03-31 | 11.22% | 0.51% | 3.33% | 76.66% | 3.20% |
| 2024-12-31 | 11.91% | 1.80% | 4.84% | 86.48% | 3.85% |
| 2024-09-30 | 11.60% | 1.27% | 6.23% | 64.83% | 3.28% |
| 2024-06-30 | 11.24% | 0.25% | 6.13% | 68.33% | 3.06% |
| 2024-03-31 | 11.31% | 0.55% | 2.81% | 39.72% | 3.30% |
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Frequently asked about ENTERPRISE BANK
What are Enterprise Bank's total assets?
As of the Q4 2025 filing, Enterprise Bank reported total assets of $491.7 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Enterprise Bank headquartered?
Enterprise Bank is headquartered in ALLISON PARK, PA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Enterprise Bank founded?
Enterprise Bank was established in 1998, per the FDIC institution directory.
Is Enterprise Bank FDIC-insured?
Yes. Enterprise Bank is an FDIC-insured commercial bank (FDIC Certificate #34786). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Enterprise Bank?
Enterprise Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Enterprise Bank's CET1 capital ratio?
Enterprise Bank reported a Common Equity Tier 1 (CET1) capital ratio of 11.53% in its most recent quarterly filing — above regulatory minimums.
How many branches does Enterprise Bank operate?
Enterprise Bank operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Enterprise Bank's Texas Ratio?
Enterprise Bank's Texas Ratio is 100.69% — elevated; historically a Texas Ratio above 100% correlates with elevated failure risk. The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.