BanksENTERPRISE BANK OF SOUTH CAROLINA

ENTERPRISE BANK OF SOUTH CAROLINA

EHRHARDT, SCSmallEst. Jan. 1, 1920, midnightFDIC #11539RSSD #457426FDIC
Latest · 2025-12-31

ENTERPRISE BANK OF SOUTH CAROLINA is an FDIC-insured commercial bank headquartered in EHRHARDT, SC, established in Jan. 1, 1920, midnight. As of 2025-12-31, the bank reported total assets of $491M and total deposits of $460M. Profitability stands at 6.85% ROA and 133.39% ROE, with a net interest margin of 3.91%. CET1 capital ratio: 12.73%, well above regulatory minimums. NPL ratio: 3.78% · Texas Ratio: 33.25%. Operates 12 domestic branches.

Assets
$491M
Deposits
$460M
Loans
$279M
Equity
$30M

Profitability

Return on Assets (ROA)6.85%
Return on Equity (ROE)133.39%
Net Interest Margin3.91%
Yield on Assets5.11%
Cost of Funds1.17%

Asset Quality

NPL Ratio3.78%
Net Charge-Off Ratio0.41%
Texas Ratio33.25%
NPA Ratio2.14%
ACL / Loans0.70%

Capital & Liquidity

CET1 Ratio12.73%
Tier 1 Capital12.73%
Total Capital Ratio13.39%
Leverage Ratio7.57%
Loan-to-Deposit60.62%

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