LIBERTY BANK AND TRUST COMPANY
LIBERTY BANK AND TRUST COMPANY is an FDIC-insured commercial bank headquartered in NEW ORLEANS, LA, established in 1972. As of , the bank reported total assets of $1.1B and total deposits of $957M. Profitability stands at 0.34% ROA and 3.03% ROE, with a net interest margin of 4.09%. CET1 capital ratio: 15.26%, well above regulatory minimums. NPL ratio: 1.36% · Texas Ratio: 7.94%. Operates 19 domestic branches.
Capital & Liquidity
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Liberty Bank and Trust Company rankings
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 15.26% | 0.34% | 1.36% | 7.94% | 4.09% |
| 2025-09-30 | 16.33% | 0.94% | 1.36% | 7.59% | 4.08% |
| 2025-06-30 | 15.98% | 1.00% | 1.36% | 7.79% | 4.22% |
| 2025-03-31 | 15.38% | 1.14% | 1.72% | 9.85% | 3.95% |
| 2024-12-31 | 14.61% | 1.12% | 1.53% | 9.21% | 4.05% |
| 2024-09-30 | 15.18% | 1.35% | 2.21% | 12.49% | 4.01% |
| 2024-06-30 | 15.65% | 1.23% | 2.22% | 12.63% | 3.94% |
| 2024-03-31 | 15.59% | 1.17% | 2.36% | 13.45% | 3.83% |
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Frequently asked about LIBERTY BANK AND TRUST COMPANY
What are Liberty Bank and Trust Company's total assets?
As of the Q4 2025 filing, Liberty Bank and Trust Company reported total assets of $1.11 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Liberty Bank and Trust Company headquartered?
Liberty Bank and Trust Company is headquartered in NEW ORLEANS, LA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Liberty Bank and Trust Company founded?
Liberty Bank and Trust Company was established in 1972, per the FDIC institution directory.
Is Liberty Bank and Trust Company FDIC-insured?
Yes. Liberty Bank and Trust Company is an FDIC-insured commercial bank (FDIC Certificate #20856). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Liberty Bank and Trust Company?
Liberty Bank and Trust Company's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Liberty Bank and Trust Company's CET1 capital ratio?
Liberty Bank and Trust Company reported a Common Equity Tier 1 (CET1) capital ratio of 15.26% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Liberty Bank and Trust Company operate?
Liberty Bank and Trust Company operates 19 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Liberty Bank and Trust Company's Texas Ratio?
Liberty Bank and Trust Company's Texas Ratio is 7.94% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.