BanksFBT BANK & MORTGAGE

FBT BANK & MORTGAGE

FORDYCE, ARSmallEst. Jan. 6, 1931, midnightFDIC #1028RSSD #314444FED
Latest · 2025-12-31

FBT BANK & MORTGAGE is an FDIC-insured commercial bank headquartered in FORDYCE, AR, established in Jan. 6, 1931, midnight. As of 2025-12-31, the bank reported total assets of $247M and total deposits of $218M. Profitability stands at -0.33% ROA and -5.05% ROE, with a net interest margin of 4.36%. CET1 capital ratio: 6.78%. NPL ratio: 0.83% · Texas Ratio: 6.66%. Operates 5 domestic branches.

Assets
$247M
Deposits
$218M
Loans
$153M
Equity
$17M

Profitability

Return on Assets (ROA)-0.33%
Return on Equity (ROE)-5.05%
Net Interest Margin4.36%
Yield on Assets6.54%
Cost of Funds2.17%

Asset Quality

NPL Ratio0.83%
Net Charge-Off Ratio0.03%
Texas Ratio6.66%
NPA Ratio0.52%
ACL / Loans1.59%

Capital & Liquidity

CET1 Ratio6.78%
Tier 1 Capital6.78%
Total Capital Ratio7.12%
Leverage Ratio10.13%
Loan-to-Deposit70.23%

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