Banks FARMERS STATE BANK, THE

FARMERS STATE BANK, THE

NEW MADISON, OH Small Est. Jan. 1, 1919, midnight FDIC #14991 RSSD #370721 FDIC
Latest · 2025-12-31

FARMERS STATE BANK, THE is an FDIC-insured commercial bank headquartered in NEW MADISON, OH, established in Jan. 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $329M and total deposits of $288M. Profitability stands at 1.10% ROA and 10.45% ROE, with a net interest margin of 4.11%. CET1 capital ratio: 8.35%. NPL ratio: 0.08% · Texas Ratio: 0.49%.

Assets
$329M
Deposits
$288M
Loans
$237M
Equity
$36M

Profitability

Return on Assets (ROA)1.10%
Return on Equity (ROE)10.45%
Net Interest Margin4.11%
Yield on Assets5.67%
Cost of Funds1.62%

Asset Quality

NPL Ratio0.08%
Net Charge-Off Ratio0.01%
Texas Ratio0.49%
NPA Ratio0.06%
ACL / Loans1.10%

Capital & Liquidity

CET1 Ratio8.35%
Tier 1 Capital8.35%
Total Capital Ratio8.77%
Leverage Ratio10.36%
Loan-to-Deposit82.40%

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