Banks ALLIANCE BANK

ALLIANCE BANK

FRANCESVILLE, IN Small Est. July 3, 1930, midnight FDIC #197 RSSD #493741 FDIC
Latest · 2025-12-31

ALLIANCE BANK is an FDIC-insured commercial bank headquartered in FRANCESVILLE, IN, established in July 3, 1930, midnight. As of 2025-12-31, the bank reported total assets of $462M and total deposits of $398M. Profitability stands at 2.07% ROA and 21.33% ROE, with a net interest margin of 4.38%. CET1 capital ratio: 8.76%. NPL ratio: 0.01% · Texas Ratio: 0.05%.

Assets
$462M
Deposits
$398M
Loans
$317M
Equity
$45M

Profitability

Return on Assets (ROA)2.07%
Return on Equity (ROE)21.33%
Net Interest Margin4.38%
Yield on Assets5.53%
Cost of Funds1.19%

Asset Quality

NPL Ratio0.01%
Net Charge-Off Ratio0.01%
Texas Ratio0.05%
NPA Ratio0.00%
ACL / Loans1.58%

Capital & Liquidity

CET1 Ratio8.76%
Tier 1 Capital8.76%
Total Capital Ratio9.20%
Leverage Ratio11.91%
Loan-to-Deposit79.61%

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