FARMERS BANK AND SAVINGS COMPANY, THE
FARMERS BANK AND SAVINGS COMPANY, THE is an FDIC-insured commercial bank headquartered in POMEROY, OH, established in 1904. As of , the bank reported total assets of $463M and total deposits of $419M. Profitability stands at 0.78% ROA and 8.49% ROE, with a net interest margin of 3.79%. CET1 capital ratio: 8.58%. NPL ratio: 0.89% · Texas Ratio: 6.26%. Operates 9 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.
Farmers Bank and Savings Company, the rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 8.58% | 0.78% | 0.89% | 6.26% | 3.79% |
| 2025-09-30 | 8.41% | 0.72% | 2.00% | 14.19% | 3.69% |
| 2025-06-30 | 8.04% | 0.75% | 2.15% | 15.32% | 3.61% |
| 2025-03-31 | 7.80% | 0.54% | 2.33% | 16.31% | 3.26% |
| 2024-12-31 | 7.45% | 0.46% | 2.19% | 16.53% | 3.22% |
| 2024-09-30 | 8.03% | 0.49% | 2.42% | 17.37% | 3.12% |
| 2024-06-30 | 7.36% | 0.57% | 1.42% | 10.94% | 3.09% |
| 2024-03-31 | 7.26% | 0.42% | 2.07% | 15.70% | 2.93% |
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Frequently asked about FARMERS BANK AND SAVINGS COMPANY, THE
What are Farmers Bank and Savings Company, the's total assets?
As of the Q4 2025 filing, Farmers Bank and Savings Company, the reported total assets of $463.5 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Farmers Bank and Savings Company, the headquartered?
Farmers Bank and Savings Company, the is headquartered in POMEROY, OH, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Farmers Bank and Savings Company, the founded?
Farmers Bank and Savings Company, the was established in 1904, per the FDIC institution directory.
Is Farmers Bank and Savings Company, the FDIC-insured?
Yes. Farmers Bank and Savings Company, the is an FDIC-insured commercial bank (FDIC Certificate #769). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Farmers Bank and Savings Company, the?
Farmers Bank and Savings Company, the's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Farmers Bank and Savings Company, the's CET1 capital ratio?
Farmers Bank and Savings Company, the reported a Common Equity Tier 1 (CET1) capital ratio of 8.58% in its most recent quarterly filing — above the regulatory minimum but inside the capital conservation buffer.
How many branches does Farmers Bank and Savings Company, the operate?
Farmers Bank and Savings Company, the operates 9 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Farmers Bank and Savings Company, the's Texas Ratio?
Farmers Bank and Savings Company, the's Texas Ratio is 6.26% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.