BanksIOWA STATE BANK

IOWA STATE BANK

DES MOINES, IASmallEst. April 14, 1941, midnightFDIC #15808RSSD #662949FDIC
Latest · 2025-12-31

IOWA STATE BANK is an FDIC-insured commercial bank headquartered in DES MOINES, IA, established in April 14, 1941, midnight. As of 2025-12-31, the bank reported total assets of $467M and total deposits of $381M. Profitability stands at 1.73% ROA and 11.71% ROE, with a net interest margin of 3.62%. CET1 capital ratio: 14.77%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 5 domestic branches.

Assets
$467M
Deposits
$381M
Loans
$264M
Equity
$69M

Profitability

Return on Assets (ROA)1.73%
Return on Equity (ROE)11.71%
Net Interest Margin3.62%
Yield on Assets4.82%
Cost of Funds1.35%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.74%

Capital & Liquidity

CET1 Ratio14.77%
Tier 1 Capital14.77%
Total Capital Ratio15.51%
Leverage Ratio15.46%
Loan-to-Deposit69.32%

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