ROLLING HILLS BANK & TRUST
ROLLING HILLS BANK & TRUST is an FDIC-insured commercial bank headquartered in ATLANTIC, IA, established in 1876. As of , the bank reported total assets of $472M and total deposits of $405M. Profitability stands at 1.30% ROA and 9.80% ROE, with a net interest margin of 4.07%. CET1 capital ratio: 11.87%, well above regulatory minimums. NPL ratio: 0.06% · Texas Ratio: 0.31%. Operates 12 domestic branches.
Capital & Liquidity
This is just the summary.
The full dashboard covers 4,394 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.
No credit card required
Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
Rolling Hills Bank & Trust rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 11.87% | 1.30% | 0.06% | 0.31% | 4.07% |
| 2025-09-30 | 11.99% | 1.55% | 0.06% | 0.33% | 4.13% |
| 2025-06-30 | 11.33% | 1.52% | 0.09% | 0.50% | 4.00% |
| 2025-03-31 | 10.82% | 1.33% | 0.00% | 0.00% | 3.78% |
| 2024-12-31 | 11.07% | 1.32% | 0.00% | 0.00% | 3.93% |
| 2024-09-30 | 11.62% | 1.44% | 0.00% | 0.00% | 3.92% |
| 2024-06-30 | 11.04% | 1.42% | 0.00% | 0.00% | 3.75% |
| 2024-03-31 | 10.60% | 1.29% | 0.00% | 0.00% | 3.68% |
Similar banks
Frequently asked about ROLLING HILLS BANK & TRUST
What are Rolling Hills Bank & Trust's total assets?
As of the Q4 2025 filing, Rolling Hills Bank & Trust reported total assets of $472.3 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Rolling Hills Bank & Trust headquartered?
Rolling Hills Bank & Trust is headquartered in ATLANTIC, IA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Rolling Hills Bank & Trust founded?
Rolling Hills Bank & Trust was established in 1876, per the FDIC institution directory.
Is Rolling Hills Bank & Trust FDIC-insured?
Yes. Rolling Hills Bank & Trust is an FDIC-insured commercial bank (FDIC Certificate #15334). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Rolling Hills Bank & Trust?
Rolling Hills Bank & Trust's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Rolling Hills Bank & Trust's CET1 capital ratio?
Rolling Hills Bank & Trust reported a Common Equity Tier 1 (CET1) capital ratio of 11.87% in its most recent quarterly filing — above regulatory minimums.
How many branches does Rolling Hills Bank & Trust operate?
Rolling Hills Bank & Trust operates 12 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Rolling Hills Bank & Trust's Texas Ratio?
Rolling Hills Bank & Trust's Texas Ratio is 0.31% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.