AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in DAVENPORT, IA, established in 1999. As of , the bank reported total assets of $468M and total deposits of $418M. Profitability stands at 0.50% ROA and 6.71% ROE, with a net interest margin of 3.10%. CET1 capital ratio: 13.02%, well above regulatory minimums. NPL ratio: 0.04% · Texas Ratio: 0.36%. Operates 7 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
American Bank and Trust Company, N.A. rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 13.02% | 0.50% | 0.04% | 0.36% | 3.10% |
| 2025-09-30 | 15.45% | 0.75% | 0.58% | 4.86% | 2.92% |
| 2025-06-30 | 14.69% | 0.41% | 0.56% | 4.57% | 2.57% |
| 2025-03-31 | 14.42% | 0.06% | 0.37% | 3.21% | 2.97% |
| 2024-12-31 | 14.34% | 0.02% | 0.22% | 1.97% | 3.03% |
| 2024-09-30 | 13.95% | 0.62% | 0.19% | 1.80% | 2.96% |
| 2024-06-30 | 13.67% | 0.58% | 0.47% | 4.57% | 2.90% |
| 2024-03-31 | 13.21% | 0.29% | 0.35% | 3.50% | 2.91% |
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Frequently asked about AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION
What are American Bank and Trust Company, N.A.'s total assets?
As of the Q4 2025 filing, American Bank and Trust Company, N.A. reported total assets of $467.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is American Bank and Trust Company, N.A. headquartered?
American Bank and Trust Company, N.A. is headquartered in DAVENPORT, IA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was American Bank and Trust Company, N.A. founded?
American Bank and Trust Company, N.A. was established in 1999, per the FDIC institution directory.
Is American Bank and Trust Company, N.A. FDIC-insured?
Yes. American Bank and Trust Company, N.A. is an FDIC-insured commercial bank (FDIC Certificate #34955). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates American Bank and Trust Company, N.A.?
American Bank and Trust Company, N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is American Bank and Trust Company, N.A.'s CET1 capital ratio?
American Bank and Trust Company, N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 13.02% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does American Bank and Trust Company, N.A. operate?
American Bank and Trust Company, N.A. operates 7 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is American Bank and Trust Company, N.A.'s Texas Ratio?
American Bank and Trust Company, N.A.'s Texas Ratio is 0.36% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.