FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE
FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE is an FDIC-insured commercial bank headquartered in RUSSELL SPRINGS, KY, established in 1906. As of , the bank reported total assets of $465M and total deposits of $422M. Profitability stands at 1.52% ROA and 17.22% ROE, with a net interest margin of 3.88%. CET1 capital ratio: 8.76%. NPL ratio: 0.24% · Texas Ratio: 1.73%. Operates 3 domestic branches.
Capital & Liquidity
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First National Bank of Russell Springs, the rankings
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 8.76% | 1.52% | 0.24% | 1.73% | 3.88% |
| 2025-09-30 | 8.96% | 1.29% | 0.14% | 1.06% | 3.36% |
| 2025-06-30 | 8.91% | 1.14% | 0.16% | 1.12% | 3.29% |
| 2025-03-31 | 8.37% | 0.98% | 0.19% | 1.32% | 2.85% |
| 2024-12-31 | 8.53% | 1.26% | 0.20% | 1.39% | 3.30% |
| 2024-09-30 | 9.81% | 1.14% | 0.31% | 2.12% | 3.17% |
| 2024-06-30 | 9.30% | 1.15% | 0.27% | 1.94% | 3.20% |
| 2024-03-31 | 9.28% | 1.12% | 0.23% | 1.65% | 3.17% |
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Frequently asked about FIRST NATIONAL BANK OF RUSSELL SPRINGS, THE
What are First National Bank of Russell Springs, the's total assets?
As of the Q4 2025 filing, First National Bank of Russell Springs, the reported total assets of $465.1 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First National Bank of Russell Springs, the headquartered?
First National Bank of Russell Springs, the is headquartered in RUSSELL SPRINGS, KY, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was First National Bank of Russell Springs, the founded?
First National Bank of Russell Springs, the was established in 1906, per the FDIC institution directory.
Is First National Bank of Russell Springs, the FDIC-insured?
Yes. First National Bank of Russell Springs, the is an FDIC-insured commercial bank (FDIC Certificate #2767). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First National Bank of Russell Springs, the?
First National Bank of Russell Springs, the's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is First National Bank of Russell Springs, the's CET1 capital ratio?
First National Bank of Russell Springs, the reported a Common Equity Tier 1 (CET1) capital ratio of 8.76% in its most recent quarterly filing — above the regulatory minimum but inside the capital conservation buffer.
How many branches does First National Bank of Russell Springs, the operate?
First National Bank of Russell Springs, the operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is First National Bank of Russell Springs, the's Texas Ratio?
First National Bank of Russell Springs, the's Texas Ratio is 1.73% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.