HOMETOWN SAVINGS BANK, THE
HOMETOWN SAVINGS BANK, THE is an FDIC-insured commercial bank headquartered in TERRE HAUTE, IN, established in 1869. As of , the bank reported total assets of $458M and total deposits of $396M. Profitability stands at 0.28% ROA and 4.67% ROE, with a net interest margin of 2.73%. CET1 capital ratio: 12.84%, well above regulatory minimums. NPL ratio: 0.65% · Texas Ratio: 6.12%. Operates 9 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
Hometown Savings Bank, the rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 12.84% | 0.28% | 0.65% | 6.12% | 2.73% |
| 2025-09-30 | 13.02% | 0.11% | 0.63% | 6.08% | 2.67% |
| 2025-06-30 | 12.78% | -0.07% | 0.66% | 6.69% | 2.49% |
| 2025-03-31 | 12.86% | -0.22% | 0.63% | 6.25% | 2.17% |
| 2024-12-31 | 12.95% | -0.25% | 0.47% | 4.84% | 2.15% |
| 2024-09-30 | 13.68% | -0.13% | 0.41% | 3.56% | 2.06% |
| 2024-06-30 | 13.89% | -0.26% | 0.42% | 4.12% | 1.99% |
| 2024-03-31 | 13.78% | 0.06% | 0.45% | 4.21% | 2.02% |
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Frequently asked about HOMETOWN SAVINGS BANK, THE
What are Hometown Savings Bank, the's total assets?
As of the Q4 2025 filing, Hometown Savings Bank, the reported total assets of $457.8 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Hometown Savings Bank, the headquartered?
Hometown Savings Bank, the is headquartered in TERRE HAUTE, IN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Hometown Savings Bank, the founded?
Hometown Savings Bank, the was established in 1869, per the FDIC institution directory.
Is Hometown Savings Bank, the FDIC-insured?
Yes. Hometown Savings Bank, the is an FDIC-insured commercial bank (FDIC Certificate #17736). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Hometown Savings Bank, the?
Hometown Savings Bank, the's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Hometown Savings Bank, the's CET1 capital ratio?
Hometown Savings Bank, the reported a Common Equity Tier 1 (CET1) capital ratio of 12.84% in its most recent quarterly filing — above regulatory minimums.
How many branches does Hometown Savings Bank, the operate?
Hometown Savings Bank, the operates 9 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Hometown Savings Bank, the's Texas Ratio?
Hometown Savings Bank, the's Texas Ratio is 6.12% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.