MCBANK is an FDIC-insured commercial bank headquartered in GOLDTHWAITE, TX, established in Nov. 24, 1908, midnight. As of 2025-12-31, the bank reported total assets of $456M and total deposits of $417M. Profitability stands at 1.35% ROA and 18.94% ROE, with a net interest margin of 3.73%. CET1 capital ratio: 17.86%, well above regulatory minimums. NPL ratio: 0.19% · Texas Ratio: 1.06%. Operates 4 domestic branches.
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