BanksBANK OF THE FLINT HILLS

BANK OF THE FLINT HILLS

WAMEGO, KSMediumEst. Jan. 1, 1875, midnightFDIC #4791RSSD #552059FED
Latest · 2025-12-31

BANK OF THE FLINT HILLS is an FDIC-insured commercial bank headquartered in WAMEGO, KS, established in Jan. 1, 1875, midnight. As of 2025-12-31, the bank reported total assets of $509M and total deposits of $458M. Profitability stands at 1.69% ROA and 20.95% ROE, with a net interest margin of 4.30%. CET1 capital ratio: 10.28%, well above regulatory minimums. NPL ratio: 0.39% · Texas Ratio: 3.40%. Operates 8 domestic branches.

Assets
$509M
Deposits
$458M
Loans
$402M
Equity
$41M

Profitability

Return on Assets (ROA)1.69%
Return on Equity (ROE)20.95%
Net Interest Margin4.30%
Yield on Assets6.57%
Cost of Funds2.27%

Asset Quality

NPL Ratio0.39%
Net Charge-Off Ratio0.02%
Texas Ratio3.40%
NPA Ratio0.31%
ACL / Loans1.28%

Capital & Liquidity

CET1 Ratio10.28%
Tier 1 Capital10.28%
Total Capital Ratio11.49%
Leverage Ratio8.59%
Loan-to-Deposit87.69%

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