BanksFIRST STATE BANK OF DEQUEEN

FIRST STATE BANK OF DEQUEEN

DE QUEEN, ARMediumEst. Nov. 1, 1974, midnightFDIC #21805RSSD #519146FED
Latest · 2025-12-31

FIRST STATE BANK OF DEQUEEN is an FDIC-insured commercial bank headquartered in DE QUEEN, AR, established in Nov. 1, 1974, midnight. As of 2025-12-31, the bank reported total assets of $502M and total deposits of $452M. Profitability stands at 0.92% ROA and 12.29% ROE, with a net interest margin of 3.40%. CET1 capital ratio: 7.50%. NPL ratio: 1.18% · Texas Ratio: 8.07%. Operates 7 domestic branches.

Assets
$502M
Deposits
$452M
Loans
$284M
Equity
$38M

Profitability

Return on Assets (ROA)0.92%
Return on Equity (ROE)12.29%
Net Interest Margin3.40%
Yield on Assets6.58%
Cost of Funds3.20%

Asset Quality

NPL Ratio1.18%
Net Charge-Off Ratio0.22%
Texas Ratio8.07%
NPA Ratio0.67%
ACL / Loans1.35%

Capital & Liquidity

CET1 Ratio7.50%
Tier 1 Capital7.50%
Total Capital Ratio7.88%
Leverage Ratio9.24%
Loan-to-Deposit62.87%

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