BanksFIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION

FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION

ROBINSON, ILMediumEst. Jan. 1, 1884, midnightFDIC #28105RSSD #660271OCC
Latest · 2025-12-31

FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in ROBINSON, IL, established in Jan. 1, 1884, midnight. As of 2025-12-31, the bank reported total assets of $501M and total deposits of $414M. Profitability stands at 1.00% ROA and 12.94% ROE, with a net interest margin of 3.53%. CET1 capital ratio: 13.24%, well above regulatory minimums. NPL ratio: 0.53% · Texas Ratio: 5.56%. Operates 5 domestic branches.

Assets
$501M
Deposits
$414M
Loans
$310M
Equity
$40M

Profitability

Return on Assets (ROA)1.00%
Return on Equity (ROE)12.94%
Net Interest Margin3.53%
Yield on Assets5.07%
Cost of Funds1.71%

Asset Quality

NPL Ratio0.53%
Net Charge-Off Ratio0.12%
Texas Ratio5.56%
NPA Ratio0.48%
ACL / Loans1.16%

Capital & Liquidity

CET1 Ratio13.24%
Tier 1 Capital13.24%
Total Capital Ratio14.36%
Leverage Ratio8.49%
Loan-to-Deposit74.88%

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