FM BANK AND TRUST
FM BANK AND TRUST is an FDIC-insured commercial bank headquartered in BLYTHEVILLE, AR, established in 1908. As of , the bank reported total assets of $586M and total deposits of $534M. Profitability stands at 2.15% ROA and 28.35% ROE, with a net interest margin of 4.32%. CET1 capital ratio: 11.08%, well above regulatory minimums. NPL ratio: 1.77% · Texas Ratio: 16.04%. Operates 9 domestic branches.
Capital & Liquidity
This is just the summary.
The full dashboard covers 4,394 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.
No credit card required
Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
Fm Bank and Trust rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 11.08% | 2.15% | 1.77% | 16.04% | 4.32% |
| 2025-09-30 | 10.04% | 1.84% | 2.09% | 20.73% | 4.36% |
| 2025-06-30 | 10.68% | 1.70% | 2.48% | 23.35% | 3.70% |
| 2025-03-31 | 11.10% | 2.01% | 1.45% | 13.26% | 3.70% |
| 2024-12-31 | 10.66% | 3.29% | 0.55% | 5.01% | 4.07% |
| 2024-09-30 | 10.88% | 2.51% | 0.54% | 4.51% | 4.16% |
| 2024-06-30 | 11.09% | 2.43% | 0.41% | 3.36% | 4.04% |
| 2024-03-31 | 11.48% | 2.40% | 0.38% | 3.06% | 3.99% |
Similar banks
Frequently asked about FM BANK AND TRUST
What are Fm Bank and Trust's total assets?
As of the Q4 2025 filing, Fm Bank and Trust reported total assets of $586.3 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Fm Bank and Trust headquartered?
Fm Bank and Trust is headquartered in BLYTHEVILLE, AR, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Fm Bank and Trust founded?
Fm Bank and Trust was established in 1908, per the FDIC institution directory.
Is Fm Bank and Trust FDIC-insured?
Yes. Fm Bank and Trust is an FDIC-insured commercial bank (FDIC Certificate #1027). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Fm Bank and Trust?
Fm Bank and Trust's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Fm Bank and Trust's CET1 capital ratio?
Fm Bank and Trust reported a Common Equity Tier 1 (CET1) capital ratio of 11.08% in its most recent quarterly filing — above regulatory minimums.
How many branches does Fm Bank and Trust operate?
Fm Bank and Trust operates 9 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Fm Bank and Trust's Texas Ratio?
Fm Bank and Trust's Texas Ratio is 16.04% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.