Skip to main content
BanksPEOPLES NATIONAL BANK OF KEWANEE

PEOPLES NATIONAL BANK OF KEWANEE

KEWANEE, ILMediumEst. Mar 1, 1928FDIC #926RSSD #823133OCC
Latest ·

PEOPLES NATIONAL BANK OF KEWANEE is an FDIC-insured commercial bank headquartered in KEWANEE, IL, established in 1928. As of , the bank reported total assets of $587M and total deposits of $518M. Profitability stands at 0.96% ROA and 10.01% ROE, with a net interest margin of 2.68%. CET1 capital ratio: 14.91%, well above regulatory minimums. NPL ratio: 3.26% · Texas Ratio: 9.74%. Operates 10 domestic branches.

Assets
$587M
Deposits
$518M
Loans
$180M
Equity
$58M

This is just the summary.

The full dashboard covers 4,394 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required

Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

NPL ratio at 3.26% — elevated credit deteriorationWhat does this mean? →

Non-performing loans (90+ days past due or non-accrual) exceed 3% of total loans — well above the typical community-bank range of 0.5–1.5%.

Uninsured deposits at 63.5% of total — meaningful run-risk exposureWhat does this mean? →

More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.

Quarterly trend — last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2025-12-3114.91%0.96%3.26%9.74%2.68%
2025-09-3014.67%0.88%2.69%8.31%2.70%
2025-06-3014.42%0.99%2.82%9.60%2.62%
2025-03-3114.15%0.47%3.44%12.10%2.45%
2024-12-3114.07%0.55%3.80%14.95%2.37%
2024-09-3014.12%0.32%4.88%17.55%2.25%
2024-06-3014.24%0.76%3.33%12.74%2.35%
2024-03-3113.97%0.67%3.31%13.50%2.41%

Frequently asked about PEOPLES NATIONAL BANK OF KEWANEE

What are Peoples National Bank of Kewanee's total assets?

As of the Q4 2025 filing, Peoples National Bank of Kewanee reported total assets of $587.3 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Peoples National Bank of Kewanee headquartered?

Peoples National Bank of Kewanee is headquartered in KEWANEE, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Peoples National Bank of Kewanee founded?

Peoples National Bank of Kewanee was established in 1928, per the FDIC institution directory.

Is Peoples National Bank of Kewanee FDIC-insured?

Yes. Peoples National Bank of Kewanee is an FDIC-insured commercial bank (FDIC Certificate #926). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Peoples National Bank of Kewanee?

Peoples National Bank of Kewanee's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Peoples National Bank of Kewanee's CET1 capital ratio?

Peoples National Bank of Kewanee reported a Common Equity Tier 1 (CET1) capital ratio of 14.91% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does Peoples National Bank of Kewanee operate?

Peoples National Bank of Kewanee operates 10 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Peoples National Bank of Kewanee's Texas Ratio?

Peoples National Bank of Kewanee's Texas Ratio is 9.74% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.